About

Raj Y. Palan is a dynamic professional with an impressive background in technology and financial services. He has an MBA from the prestigious ISB, completed all levels of CFA, and has a degree in Computer Engineering. With over 12 years of relevant experience, Raj has proven his mettle in various roles across fintech, NBFC Lending, Corporate Banking, and IT. Raj is currently the Head of SME & Alliances at CashFlo, where he is responsible for building a business from scratch with disciplined execution of strategy while being prudent about market dynamics and organizational priorities. He specializes in creating a strong value proposition for clients throughout the lifecycle, coupled with a deeply client-centric approach that develops entrenched CXO & promoter relationships. Raj's expertise lies in creating a balanced mix of business growth/returns and risk. He brings diverse perspectives to problem-solving, thanks to his experience across various industries and his interest in the uses of technology that are creating breakthrough products & services. Prior to joining CashFlo, Raj served as the Director at Moglix and the Regional Business Head (AVP) at Aditya Birla Finance Ltd. He has also completed the Part of Accelerated Development Program from the Wharton School, which has helped him develop a growth mindset of constant learning & improvisation. Raj's technical expertise includes being a Senior Software Engineer. He is a go-getter who always treads the path where his heart and passion lie. He is a disciplined executor of strategies and has a deep understanding of market dynamics. Raj is a valuable asset to any organization he works for, and his skills and expertise make him an excellent leader.